BillM223
Expert Alumni

Deductions & credits

I am puzzled why you seem to say that you had already received your return (I assume you meant "refund"), and then you got this message about withdrawing some amount from your HSA. Perhaps you did not mean this.

 

Fidelity has no way of knowing if you made excess contributions to your HSA. They think they do, but they don't. All they know is the simple case for calculating your annual HSA contribution limit, but they don't know several other factors that could affect the limit, which they can't know.

 

May I assume that you have a copy of your return? What is in line 8f on Schedule 1, form 8889? 

 

To be clear, TurboTax would have asked you to withdraw your excess contributions to your HSA by April 15th. You having excess contributions would have automatically triggered adding this excess (if the contributions were on your W-2) to line 8f on Schedule 1 (1040). 

 

If you told TurboTax that you were not going to withdraw all the excess, then TurboTax would also generate form 5329. In Part VII, do you have an amount on line 47?

 

Let us know, because if you told TurboTax that you would remove the excess by April 15th, you really need to do it. Correcting it later can get very expensive.

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