You should enter your 1098's in chronological order and enter data from them exactly. For the first 1098, check the boxes for 'This loan was refinanced or sold in 2024' and 'This is not the most recent 1098'. For the second 1098, do not check the boxes for 'This loan is a refinance of a previous loan' or box 'This loan was sold or refinanced in 2024' but do check the box for 'This is the most recent 1098'. Note: I am not sure of the exact wording of the selections presented in TT but you get the idea.
