Deductions & credits

@zomboo  

 

"You can't compute the average balance for the primary home (home A) as $650K /12 *8 = $433K because it wasn't a qualified home for 12 months."

" Since home A had no balance for Jan - April"

 

are these conflicting statements?  if Home A is zero for 4 months and $650 for 8 months, isn't that $433k as the average for 12 months?