We experienced 2 casual losses during hurricanes Helene and Milton. During Helene, we had loss of earth and settling of our paver deck and needed the pool restored due to salt water intrusion, and our landscaping was also impacted by salt water saturation. During Milton, our palm trees were devastated by the wind. We had to have new grass laid, palm trees removed, and new plants installed, none of which were an insurable loss.
How do I determine the cost basis for the landscaping that existed when we bought the house, the pool which existed but was remodeled after we bought the house, and the decking which we had installed after buying the house? The cost of some of the decking was lumped in with the pool remodel.
