I've been using turbotax for many years but this year there is something wrong. I have been using marketplace to obtain healthcare insurance since I retired in 2020 and they always send me a 1095-A. I have and HRA from my previous employer that pays for my medical insurance premiums and when I apply for insurance healthcare.gov they specifically ask about an HRA and this disqualifies me from any premium tax credit.
When using turbotax I am told that if I received a 1095-A that I must enter the information or my taxes may be rejected by the IRS. My 1095-A shows zeroes in columns B and C but with turbotax this is unacceptable so I use the tax tool provided, enter the amounts in column B and the tax program qualifies me for a tax credit. I'm pretty sure that I will end up paying back all of the money that turbotax is calculating due to the fact that there is no place to enter my HRA information. If I have and HRA I'm not supposed the enter the premiums that I pay with it "HOWEVER" I am required to enter the 1095-A information! Catch 20/20! How do I make this honest yet deceptive entry? Bottom Line, I have an HRA so I don't qualify for a premium tax credit when I purchase health insurance on healthcare.gov (marketplace, OBAMACARE) and the 1095-A that they send me is unacceptable but making required changes to it qualifies me for tax credits. What can I do???
