@dmertz Your posts sound like trying to make sense of and deal with how badly TurboTax handles this over the years gave you PTSD to the point where now you can't even talk about it anymore. Sadly, I completely understand the feeling. I'm starting to feel the same.
TurboTax is definitely handling this incorrectly in quite a few situations. It's giving an SEHID that's larger than the entire total of money paid out of pocket for the health insurance because it's ignoring the APTC repayment limit when calculating the SEHID in many cases. Take that as a given. If TurboTax was concerned with this they'd be knocking down my door asking me to show them all the situations where this is happening but clearly, as you've experienced, they are ok with this even though it could easily lead to tons of people filing with completely wrong SEHIDs. And maybe the IRS won't even notice in most of those cases. But in some they might because it's getting SEHID off by thousands of dollars.
The question then is how to work around all that. Obviously if we can't trust TurboTax's calculations of SEHID, then we have to calculate it on our own some other way and then enter it. It appears the place to enter it is Form 7206, Line 1. I'm wondering if that will work. If that does work, then the issue is simply how to figure out the correct SEHID some other way to put on Form 7206, Line 1. But perhaps I'm missing something and it's more complicated than that.
