Can we start over? Some basic questions:
1. How old are you?
2. When do you plan to start Medicare coverage?
3. How old is your wife?
4. When does your wife plan to start Medicare coverage?
5. Can your wife enroll in an HDHP in August, 2025 without an FSA? Would that HDHP be self-only or family (self plus her spouse)?
6. Can you enroll in an HDHP in Jan, 2026 without an FSA? Would that HDHP be self-only or family (self plus your spouse)?
