Thanks for your reply. We had a family HDHP from June 2023-May 2024 before obtaining health insurance through my employer. I contributed $5687 in 2023 and $3875 in 2024 for first 5 months (we are both over 55.) Now TT is stating that $583 of income must be included in our return this year because of the last-month rule. Is this correct?
