@Mike9241 wrote:
none. they add to your tax basis.
No, they don't.
Costs that add to your cost basis are costs that you pay even if you bought the house in cash. This can be things like a county transfer tax, land survey, and owners title insurance. Costs that you only incur because of a mortgage (like bank application fee, appraisal fee, bank's title insurance, etc.) are not deductible AND not additions to basis. "Points" may be deductible as mortgage interest if certain rules are followed.
