Deductions & credits

@BillM223 , yes my contributions were through my employer, so I need to justify the 1099-SA.

 

I first funded the HSA in 2022, though as I've mentioned, I wasn't HSA-eligible until 2024.  I've also been tracking my HSA-eligible expenses since 2022.  Between 2022-2024, I am just shy of $3,650 in expenses.  Adding expenses from early 2025 puts me over the $3,650 threshold.

 

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Now that we're on the same page about the $4,150 being through my employer, I do want to revisit the previous idea I mentioned.  Instead of doing the above, could I make $3,650 as a personal contribution for TY 2024?  Then I will have $4,150 (employer) + $3,650 (personal) + $3,650 (carryover) total contributions, of which TT says I can withdraw $3,650.  That's the same amount as the 1099-SA.

(This is what my HSA custodian suggested I may be able to do.)

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