Deductions & credits

In that case, you should be able to deduct the loss.  I tested this and was unable to replicate a zip code error. 

Here are the steps:

1. Ensure you have selected this is personal property
2. Select the type of disaster, noting that it is a federally declared disaster.
3. Enter the FEMA code- make sure the zip code of the vacation house is one of the zip codes per the FEMA code (check here: Disasters and Other Declarations) I used the Milton code, DR-4834.