Contributions must stop before being covered by Medicare.
I do need to edit my answer to your question since you say your husband will turn 65 in December. Please forgive my inattentiveness.
If your husband applies for Social Security at age 65 in December, he can contribute to his HSA through November.
There is a funny situation where, when a person applies for Social Security AFTER turning 65, Medicare will be active retroactive to the month in which they turned 65, OR up to six months prior to the application, whichever is less.
Pease keep this in mind if your husband turns 65 in December, but does not apply for Social Security Benefits until afterwards.
You will still have the Family Limit for 2025.
After the time your husband turns 65, you may continue to contribute to your HSA account until you apply for social security benefits (with that same look-back if over 65) as long as you continue to have the family high deductible health plan.
Again, be aware of the "look-back period" if you apply after age 65.
Withdrawals can continue until the accounts are depleted.
[Edited 2/28/2025 I 5:12pm PST]
@autigers8384
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