Hi Bill - Thanks for the response!
You are correct - it was not my employer, it was the 1099-SA from HealthEquity that told me.
As for the 5498, that form has not been generated yet- or at least did not come up in the forms search. However, form 5329-T - Additional Taxes on Qualified Plans - DOES show a zero amount for additional tax on line 49.
My coverage was a Self HDHP and the code W amount was $4850. If you mean by sending in non -payroll money's directly to my HSA, the answer is no. I only had the automatic deductions form the amount I worked out with the online calculator when we signed up for the plan. it told us the max that we could put in for the year, and I usually just calculated it out and divided by 26 paychecks. But what probably threw the monkey wrench in it was that we had a decent bonus that year, so additional was contributed from that separate check, as we never knew what the bonus would be until just before it hit.
As for ammending my return - I have never done that before, so will take any suggestions on it!
I appreciate your response and will move forward with the return as is unless you suggest differently!
