Deductions & credits

The code J indicates that the distribution was early and that there is no known exception to it being subject to a penalty for early withdrawal. It should not be subject to that penalty since you corrected the excess contribution by the due date of the tax return. You can remedy that on the screen that says Did you use your IRA to pay for any of these expenses? Choose the option that says incorrect early distributions and enter the taxable amount of your distribution in that box. You will see the option in the screens after you enter your Form 1099-R.