Now THAT makes sense. Maybe later I will try the Code 1 ploy in TurboTax to see if it all works out. I bet we will very much play heck trying to get the custodian to issue us a corrected 1099-SA. Due to other complications, I actually have a CPA do our filings and I will see how he wants to handle it. Neither I nor he would like to file a paper copy, so maybe he has a way to include a statement in the e-filings as you advise. Thanks so much for the response.
