I entered 0 for "Any contributions you personally made". Contribution through payroll is $4150 which is the same as Box 12 W. Selected "No" to "Did your employer tell you about any other contributions". No Medicare, Yes to HDHP for every month of 2024, No overfund in 2023, then "Federal refund" increased. Is it normal?? The HSA contributions have already been deducted from my wage in W2 Box 1.
