Since you are using the values for 2025 I assume you are talking about your contributions for 2025.
If only your wife is covered by a retirement plan at work then your traditional IRA contributions will be fully deductible as long as your combined MAGI is $236,000 or less. Your spouse can also make contributions to the traditional IRA and they will be fully deductible if your combine MAGI is $126,000 or less.
Note, you can always contribute to the traditional IRA as long as you have taxable compensation but if you are over the above mention limit for 2025 then not all of your contribution will be deductible and TurboTax will record a basis on Form 8606.
In both cases, since you are not covered by a retirement plan at work, your combine MAGI must be $236,000 or less for your traditional IRA contribution to be fully deductible.
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