Hi, there's a lot of info on this, but I haven't found my specific scenario. I have met the 5 year holding period (this account opened 2019), and I am over 59.5, and have not filed 2024 yet. According to TurboTax, I had a 2024 overcontribution to my Roth of $6791. I contacted E*TRADE and their calculation for the excess removal came out to $4141.96, negative earnings due to substantial loss, which was transferred to my regular brokerage account. I am trying to create a 10-99R for 2025 and E*TRADE says the Box 7 Code will be PJ, but that triggers the early withdrawal. How do I tell Turbotax I'm over 59.5 and the IRA is 5 years old?
Thanks!
