You are getting this message either because you reported an excess IRA contribution on your 2023 tax return or you told 2024 TurboTax that you have excess contributions in your traditional IRAs from years prior to 2024. Check to see if on your 2023 tax return you mistakenly reported a 401(k)-to-IRA rollover as being an IRA contribution and amend your 2023 tax return if necessary. Assuming that you truly have no excess contributions from years prior to 2024, you'll need to correct the information in 2024 TurboTax where TurboTax asks if you have such excess contributions. You'll do this in the Traditional and Roth IRA Contributions section of TurboTax under Deductions & Credits.
