At the beginning of 2024, I called the Healthcare Marketplace asking what to provide as my current income, as I didn't have a job at the time but was anticipating starting one. They told me to enter the amount I expected to make. As a result of the number I provided, I owed 0$. However, due to not receiving the job and being in school full-time and other life complications, I ended up unemployed. I forgot to go back and update the Marketplace with the change in income, and I received the full credit for the whole year.
Now, after doing my research, anyone that makes less than 100% of the federal poverty line , which I made much less than - is not eligible for the credit. Does that mean I have to pay it back?
