My suggestion is to enter the two 1098 forms as if they were one.
Tax regulations concerning Home Mortgage Interest have changed over the last several years and Form 1098 doesn't give the software all the information needed to address these sort of issues.
Enter as one, add the interest but use the same loan balance. Do not report that the loan changed hands. Enter as one 1098 and as if nothing happened with the loan, because really nothing did other than changing the bank holding the mortgage.
Form 1098 is used for calculations, it isn't entered directly on your return. As long as the amount of interest you claim matches the amount of interest reported on both 1098's, the interest will match the amount the IRS has in their records.
TurboTax will only see this as a continuation of your loan (as it is) and should continue to carry forward the points.
Next year you should only receive one Form 1098, so continue with this new Lender as if it was the older one.
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