I started a new job in September of 2024 that included a high deductible plan with an HSA that had employer contributions. At that same time I was still under my parents low deductible plan. We realized in December that I nor my employer should have been contributing to the HSA in 2024. I am trying to figure out if I need to remove these funds and how and if I need to report them. I did not use any of the funds in 2024 so not sure if that plays into this.
