Well, thanks to you both! I talked to a nice Live Assist person today who told me that using TT Desktop Home and Business allows the Various option to be selected but not TT online. So I'm going with RIC since I'm using online. But I think next year I may download TT Home and Business and then (something new this year) TT will ask if you want to use Live Assist and if so one pays an additional $60 for that add on to the desktop version.
