Thanks, but would like some clarification, sorry:
1) When you say "Once company could have bought the other or just your loan. It was not a refinance, HELOC, etc so NO to that question.", if you mean for both 1098s in the step asking if loan is a HELOC, Refi, or Neither, I have checked NEITHER from the start. (See next item #2)
2) Still want to confirm that the "Yes" for loan being refinanced in 2024 present in worksheet for 1st 1098 is fine regardless of whether loan was sold (don't think so) or just servicer changed?
3) Don't know I follow the bullets in your reply regarding the limits or what that refers to? You mean the allowed cap for Mortgage Int and/or prop tax deductions? The total interest paid for both 1098's was 7012 (6434(1st 1098) + 578(2nd 1098) ). The program decided that w/ my situation and income, etc, the std deduction was best, so there is no Sched-A. The Int total is correctly shown in the step page for home loan deduction summary. If this helps, original loan (2017) was ~174k and bal's for the 1098's are ~153k (1st 1098) and ~150k (2nd 1098). (I file single and Soley own the property).
