Correct on the oldest is not the most recent while the new one is the most recent. Once company could have bought the other or just your loan. It was not a refinance, HELOC, etc so NO to that question.
- If your interest is being limited due to the program adding the balances together when you should qualify for the full amount, you can just add the interest together on one form. It is just a worksheet, Sch A goes to the IRS with the final total.
- If the interest should be limited, the number of forms should not be causing extra limitations.
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