Married filing joint for 2 over 70 year old retired . one spouse has greater than $20,000 1099-NEC income while other spouse has no earned income. IRS has verified that with the one spouse income we qualify to contribute $7500 each to a simple IRA. My turbotax program is saying the non earned income spouse is not allowed to contribute to an IRA for tax year 2024. Is there a program update needed to address this discrepancy?
