[Desktop deluxe, Win]
Mortgage transferred to another servicer starting Dec, 2024. So first 11 months of 2024 used the old servicer and Dec started servicing with the new one. The letter announcing this doesn't say loan was actually sold, just that servicing of loan was transferred. The loan was not refinanced.
I received two 1098's accordingly. The loan origination dates on both 1098’s are the same and are the date of the original purchase in 2017. They each, as expected, show interest paid and principal amounts, etc.
Want to confirm the deductions & credits step that asks if 1098 being entered is the most recent for the loan should be “No” for the older 1098 and “Yes” for the newer 1098 that only was in effect for Dec? I also notice that for the older 1098, its "Home Int Wkst" form, item A, in the limitation section, shows "Yes" for loan being refinanced in 2024 with a new 1098. Is that anything that matters and understand it's just a worksheet, but loan wasn't refinanced and not positive was sold.
