RS1218
New Member

How to handle HSA contributions if HSA canceled in-year

I started 2025 with a high-deductible health plan with HSA with my employer. I made HSA contributions. At the end of January, I canceled my insurance and moved onto my husband’s insurance because of a qualifying life event. Do I need to remove the HSA contributions I made with my previous HSA because by canceling that insurance plan, I technically do not qualify for an HSA for all of 2025?