I just received a 1099C on a mobile home that was my primary home until 2012 when I had a traumatic accident and was unable to pay the mortgage and it was repossessed. I haven't heard anything for 13 years. I have already filed my taxes for the year and assume I will need to complete an amendment to include this cancellation of debt. The total amount was over 22k. The charge off date was 12/31/24. Should I be concerned this will incur a large tax liability?
