Deductions & credits

Thanks for the reply, but I am a bit confused so here is my rewording of your explanation to see if I understood.

 

I had an excess contribution to my HSA in 2024.  When I use turboxtax to calculate the max 2024 HSA contribution, it says I exceeded the max amount by $25.  So I entered $25 into the box where I am requesting a return by April 15, 2025 of the 2024 excess HSa contribution. My HSA will not calculate the earnings, so I used the earnings on excess IRA contributions per IRS and got $2.60.  I also requested that amount be returned.  So i do not enter the earnings on excess contributions returned in my 2024 tax year return and I will get a statement in 2024 and I will enter this amount in my 2025 tax year return.  Correct? Thank you.  

 

This is a pain and I would just ignore it except that the IRS will charge a 6% penalty per year forever if I dont take it out.