As Mindy said, you may contribute (until April 15th) an HSA contribution for 2024 that will bring your total up to the 10/12ths of your annual HSA contribution limit (depends on whether you had Family or Self-only coverage, and if the HSA owner was 55+). You can make this contribution for those months in 2024 when you had HDHP coverage. See IRS Pub 969.
We don't call these "catch-up" contributions - that might confuse people.
Yes, you can make this contribution to either HSA, or split it to go to both.
At some point, you might want to rollover the amount in the MyChoice HSA to the HealthEquity HSA because you seem to prefer the latter. Note: this rollover does not affect your contribution limit for the year.
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