I have an HSA with HealthEquity that was provided by my employer when I was employed with them. I left that job in 2019. But still keep my HSA account active till now. In 2022, I started a new job and opened a MyChoice HSA account through my new employer. I quit my job in October 2024 and no longer have health coverage through that employer.
My question is: Can I make a catch-up contribution to my HealthEquity HSA for the year 2024 now that I've had a MyChoice HSA account for part of the year? I'm not fond of MyChoice, but I'm unsure if I can still contribute to my older HealthEquity HSA account, even though it's still active. If I can, what would be the maximum contribution I could make for 2024, considering I no longer had health coverage in November and December?
