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Mortgage interest deduction without 1098 from private lender
Hello,
I got my house and I took a loan from a private lender for over 190K. The lender didnt send me 1098 but sent me a statement which shows for every month how much interest I paid and what is the remaining balance.
Now I have the following questions:
- Is the private lender obligated to send me a 1098 (they’re not in the lending business, just an individual that has the funds available) ?
- How can I claim my mortgage interest deductible on my tax return if the lender refuses to issue a 1098 or provide their SSN / EIN information?
Thanks a lot
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January 27, 2025
3:08 PM