I have 2 IRA's in my name and SSN that require RMD's. I understand that you are allowed to add together the 12/31 Balances from each and then divide the appropriate life expectance factor into the total to determine the total RMD amount.
Once the RMD amount is determined, my further understanding is that you can withdraw the RMD from either IRA account.
My question is: Does the fact that one of the 2 IRA's is a survivor IRA change what I have described above?
Thanks you.
