@M-MTax wrote:
CRUT = Charitable remainder trust......actually Charitable remainder (Uni)trust
So essentially, donating to charity and use the tax deduction to offset other income. Sounds fine, except if there is a 30% AGI limit, I don't see any way to avoid paying tax on 70% of the Roth conversion, regardless of whether you do it all at once or spread it out. To reduce the overall taxes, I would look at your other income, your filing status, and the appropriate marginal rates, to try and avoid bumping into a higher bracket by spreading out the conversions. But I don't see a way around the 30% limit.
