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Deductions & credits
The HSA contribution will be $4300 each since you won't have family coverage at any time in 2025.
I have posted a link to the 2023 instructions for form 8889. see those for line 3 but use the 2025 limits
https://www.irs.gov/pub/irs-pdf/i8889.pdf
The family coverage limit only applies if either or both had a family coverage HDHP.
‎December 3, 2024
8:44 AM