I think it is fair to say that you did not understand what I said. The two bullet items you provided are meaningless out of context and I am unable to find the context in the sources you provided. I am not a tax expert and I am not trying to give tax advice. I am only providing my interpretation of the mortgage interest deduction in a effort to help you with your situation. However, at this point, I really have no idea what your situation is and I can no longer try to figure it out. I will not response further on this thread.
