ludemank
New Member

HSA over contribution 2024 for 2024 Tax Year

Question -

I have two HSA's for two different companies.  If I were to over contribute to both by 2k - but leverage the HSA to cover 5k in approved medical costs - reducing my tax liability - can i continue to contribute into the HSA's up to the max allowed or is the calendar year contribution a hard line once you hit it?  In other words, if I flex up and down on the max family contribution limit - and i'm below the line - can i continue to contribute if I've already exceeded the line previously?