Hello again! Thanks again to the community here for the guidance so far in my previous post (linked for reference, but overall asking about tax implications for gifting a relatively large amount of funds to my fiancée via in-kind transfer of index fund shares): https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-gifting-index-funds-tax-impli...
There was a lot of very helpful guidance, particularly on cost basis and I think we'll be moving forward with using Specification ID via Vanguard in-kind transfer for the most flexibility and tax optimization in the future.
The other helpful feedback was that there would not be tax implications other than debits to the lifetime gift tax exclusion total unless it was a transfer to a spouse. We are planning to get married next year so I was wondering if I would still need to file Form 709 and debit from my lifetime gift tax credit if I were to execute the gift next year, but just prior to the actual date of marriage? For example, if I was to execute the transfer/gift in January 2025 and become legally married in February 2025, would the gift still count towards my lifetime gift tax exclusion?
Thank you all again in advance for the help!
