@jlo90275 it's fine, but since the buyer is seeking financing, the lender is apt to ask what that represents.
Not your issue if the buyer is going to finance AFTER he closes, but lenders lend on the basis of the LOWER of the sales price or appraised value. Adding the $15k to the sales price may increase the representation of the sales price beyond its market value. The lender is apt to net the $15k against the sales price for their analytical purposes when underwriting the loan.
it COULD BE your issue if the buyer is seeking financing prior to closing of the transaction and it makes it challenging for the buyer to obtain that financing.
It's not a tax issue, it's an lending issue.
