Sorry. To get any credit at all, you must at least owe some tax. That would mean having at least $20,000 of taxable income. And those credits can only reduce your tax, not give you a free refund. To get any credits that represent free money (a refund of more than your tax and more than you paid in) you must have at least some income earned from working, either a W-2 job or self-employment.
