Hi there, I joined this job on Feb 26th and enrolled in HDHP medical plan and HSA (Netbenefits). My company says maximum employee contribution is $3400 and Total 2024 IRS contribution limit is 4,150. I had initially signed up to contribute $170 per semi-monthly pay check. My Year-to-date contributions are $2,325.0, my current annual contribution is $1,700.00. I just realized that I might have probably signed up for too much contribution as I only joined in March. (3400/24=$141.66 per month.. So 141.66*20 = 2833. ).
I don't plan to sign up for HDHP next year so I don't want to end up with Last month rule.
Please confirm if I stop my contributions at $2800. Thank you.
