I just paid for my child's multi-year orthodontic treatment plan. I paid in-full my part of the cost of the treatment plan (the difference between the total cost of the treatment plan and what my insurance will pay). I have an HSA. Can I reimburse myself now for the full cost of the multi-year treatment plan from my HSA? Or do I have to wait until my child has finished the entire treatment plan to withdraw funds from my HSA? I've searched the internet and read through multiple IRS pubs and can't find an answer. It seems most FSA providers allow for a reimbursement of pre-paid orthodontics with a signed contract with the orthodontist (which I have) and a payment receipt (which I also have). I can't find any similar guidance on HSA withdrawals. Thank you.
