@NCperson wrote:
@dungbum it does beg the question, why are you applying for Part A if you are eligible to maintain your private medical insurance? there is no cost to Part A in most instances and there no penalty for applying for Part A when you finally retire and lose your private insurance?
Remember that if the taxpayer's birthday is 2/2/25, and they delay their enrollment until they stop working on 12/31/25, their Medicare will still be backdated to 6/1/25, so they would only save 3 months worth of premiums. Also, some employers give their employees a break on price if they enroll in Medicare when eligible and keep the workplace coverage as secondary.
In any case, the wife's contribution limit is determined by how she is covered, whether single or family.
