Deductions & credits


@NCperson wrote:

@dungbum as long as she remains covered by your employer as that employer provides for a high deductible plan, then it would work.  However, she needs to have an HSA SINGLE plan separate from your HSA.  (i.e. she can't be contributing to your plan).  She would be able to contribute $4300 (2025 limit) plus $1000 if she is over 55 years old. 


No.  If she is covered by a family HDHP, her HSA contributions follow the family limit.