@chang1 , while this is probably not a tax event, I would be very interested in understanding the situation and as much as I can . Please can you tell me --- what visa status ( citizen/ GreenCard/ Resident for Tax purposes ), family status, country of origin & where you presumably have pension account, etc. etc. If you are uncomfortable in putting details here , you are welcome to PM me with the details ( just no Personally Identifiable information please ).
pk
