10% IRA early withdrawal penalty question...

Hi.

 

I have a Vanguard IRA and have been making some early withdrawals.

So far, I have elected to have Vanguard withold the 10% early withdrawal penalty tax.

 

However, I'd like to stop doing that and instead receive the full amount of

the IRA withdrawal (no withholding) and then pay the 10% penalty as a lump sum

when I file my taxes in April of next year.

 

Is this allowed?

 

The withdrawal amounts are a couple hundred dollars each month.

Thanks!