Just to clarify so the record is complete. She maxed out her personal contribution of $22,500 at each company. At each company she reached her personal max with a combination of contributions to her 401(K) and Roth. She is still at the second company, but has left the first company. If I understand where we are, this means she could (and probably should) transfer the Roth from the first company to a regular after tax saving account, because there is no benefit in leaving that money in the Roth and she can do this because she no longer works at the first company.
Thanks again!
