I had a question about my 1098: It's asking if this loan is refinance of a previous loan or not. It *was* back in 2021 but that was 3 years ago?

I assume it's asking if the refi was in the 23' tax year but isnt specifying. 
I was going to choose "this loan is neither of these as it's not a recent refi- or a HELOC. I really don't want to pay 100 bucks for one question.