Njpl
New Member

Deduct points but not interest?

My 26 year-old daughter and I bought a condo together with a JTWROS mortgage.  We both put in equal amounts for the down payment and I paid the closing costs along with points.  She is living there and paying the mortgage and condo fee fully (as was intended) so she gets the 1098.  My question is, would I be able to deduct the points I paid without the 1098?